Highlights of Insurance

Plan Maximum - $500,000

Hospital Semi-private hospital accommodation and reasonable and customary services and supplies necessary during confinement as a resident in-patient

Physicians and Medical Necessary medical, surgical and anesthetic services provided by a licensed physician, surgeon, anesthetist or registered graduate nurse

Prescription Drugs Charges for prescription drugs prescribed by a physician or dentist will be reimbursed at 80% of the eligible expenses incurred for out-patient use, and at 100% when the insured is hospitalized.

Extended Health Care Up to a maximum of $10,000 for private duty nursing, x-rays, laboratory services, local ambulance, necessary medical appliances and services

Maternity Benefit (For Family Coverage Plan) For families paying family premium: covers pregnancy after the effective date of the policy, 80% of eligible expenses incurred by the insured mother will be paid for pregnancy childbirth, miscarriage, or complications related thereto. Newborns may be covered as dependents after 15 days following written approval by TIC.

Professional Services Expenses for the following services will be reimbursed in accordance with the applicable provincial government Schedule of Benefits: osteopath, chiropodist, podiatrist, physiotherapist (following surgery when it is the result of sickness or injury occurring during the policy period), chiropractor (up to $200 for any one sickness or injury)

Dental Accident Treatment, replacement or x-rays of your natural teeth which are damaged as the result of direct accidental blow to the mouth, up to $1,000

Impacted Wisdom Teeth Up to $100 per tooth for extraction of impacted wisdom teeth when medically necessary and performed in a hospital

Eye Examination One visit to a licensed optometrist during a 12 consecutive month period to examine any abnormality in the visual system

Return Home - One-way transportation to country of origin if a covered sickness or injury necessitates the immediate return of the insured, or if continuing medical care is required; up to $3,000.

Return of Deceased - In the event of death, upto $10,000 to return the insured to their country of origin, or up to $4,000 for cremation or burial at the place of death.

Diagnostic, X-ray and Laboratory Services diagnostic, x-ray, and laboratory services performed or authorized in writing by a physician.

Rates are available for student-only or family protection. You can purchase benefits from 1 to 12 months. Contact us for a quote for family rates or interim periods not shown below. The following are student-only rates and are subject to change. All rates are in Canadian dollars. Post-doctoral students or students continuing studies outside Canada are subject to a surcharge inquire when purchasing.